Introduction to Personal Finance: Beginning Your Financial Journey, 3rd Edition
Grades 9–12
Courses: Personal Finance, Financial Literacy
Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey is designed to help students avoid early financial mistakes and provide the tools needed to secure a strong foundation for the future.
Using engaging visuals and a modular approach, instructors can easily customize their course with topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals.
Empower Your Students with Financial Knowledge

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Engaging, practical content: Chapter openers feature relatable stories and questionnaires, linking financial concepts to real life, capturing student interest, and highlighting financial literacy's personal relevance.
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Real-world problem solving: Concepts in Action boxes and end-of-chapter assessments use realistic scenarios to help students practice analytical skills and build financial confidence. Written with a deliberate focus on keeping math computation at a reasonable level.
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Simplified visuals: Infographics and diagrams clarify complex financial concepts, making them easier to understand and remember.
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Guided learning structure: Organized with clear objectives, hints, and summaries, the book offers an accessible, step-by-step approach to financial topics, aiding comprehension.
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Comprehensive projects: Budgeting and financial planning projects let students apply principles to personal goals, equipping them to make sound financial decisions in life.
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