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Introduction to Personal Finance: Beginning Your Financial Journey, 3rd Edition

Authors: John Grable & Lance Palmer

Grades 9–12

Courses: Personal Finance, Financial Literacy

Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey is designed to help students avoid early financial mistakes and provide the tools needed to secure a strong foundation for the future.

Using engaging visuals and a modular approach, instructors can easily customize their course with topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals.

Wiley Introduction to Personal Finance cover

Assessment Builder

Quickly create customized assessments from a bank of ready‑made questions aligned to your course. Filter by topic and difficulty, reorder or regenerate questions, and then assign online for instant results or print for pencil‑and‑paper testing. Creating assessments specific for your classroom needs has never been simpler!

1.

When you open your Assessment Library, you’ll instantly see any test that’s been shared with you by other teachers or any tests you have previously created.

(Showing Wiley Precalculus as example)

2.

You also have the flexibility to build your own custom assessments from a bank of ready-made questions for your course.

Using the topic selector, simply choose the sections from the book you want to test, and the system will bring up related questions ready for you to use.

(Showing Wiley Precalculus as example)

3.

You can also reorder or delete questions to change the flow of your assessment or regenerate questions for new variations that target the same skill set.

Every question includes detailed data, giving you clear insight into the skills it measures and how it connects to your learning goals.

(Showing Wiley Precalculus as example)

4.

To make every assessment fit your classroom, apply filters like difficulty level or enhanced question types — so each test matches your students' needs.

(Showing Wiley Precalculus as example)

5.

When you’re ready, you can assign your test online for digital delivery and immediate feedback, or create a printable version for traditional pencil‑and‑paper testing.

(Showing Wiley Precalculus as example)

Wiley Introduction to Personal Finance Concepts in Action sample page

Engaging, practical content: Chapter openers feature relatable stories and questionnaires, linking financial concepts to real life, capturing student interest, and highlighting financial literacy's personal relevance.
Real-world problem solving: Concepts in Action boxes and end-of-chapter assessments use realistic scenarios to help students practice analytical skills and build financial confidence. Written with a deliberate focus on keeping math computation at a reasonable level.
Simplified visuals: Infographics and diagrams clarify complex financial concepts, making them easier to understand and remember.
Guided learning structure: Organized with clear objectives, hints, and summaries, the book offers an accessible, step-by-step approach to financial topics, aiding comprehension.
Comprehensive projects: Budgeting and financial planning projects let students apply principles to personal goals, equipping them to make sound financial decisions in life.